Uninsured Motorist Coverage (UM) covers the insured organization’s motorists and passengers in the party of an accident a result of a driver who doesn't have insurance and contains strike-and-run mishaps where it’s unattainable to detect the at-fault driver. UM contains Bodily Harm and Residence Damage and is needed by regulation http://storefrontzz.com/directory/listingdisplay.aspx?lid=28093