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會。若欠債人沒有如實申報所持有物業或其他資產,便有機會令債務重組的申請失敗,而且根據香港法例,在申請債務重組時,須委任代名人向其債權人提出償還債務建議,如果所委任的代名人沒有專業資格,亦有機會申請失敗。 How does an IVA have an impact on your lifetime? An IVA is definitely an insolvency Alternative and may have an impact on your funds in numerous ways. Your credit rating is influenced ... https://iva77766.slypage.com/30223720/the-definitive-guide-to-債務重組邊間好-ivahk-top

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