A Chapter seven debtor offers up nonexempt assets—the trustee liquidates unprotected home for creditors—although not a Chapter 13 filer. Though it might seem like you'd get to maintain more assets, it isn't real. Chapter thirteen filers pay out the worth of nonexempt assets to creditors with the repayment system. https://3-things-to-avoid-when-fi07470.losblogos.com/29085051/what-happens-if-i-leave-a-creditor-off-my-bankruptcy-secrets